HVAC Contractor Insurance — Ohio, Kentucky, Indiana, Michigan, Tennessee

Keep Your HVAC Business Protected Year-Round

HVAC contractors face risks from refrigerant handling, gas line work, rooftop unit installations, and indoor air quality claims. We provide tailored insurance for heating, ventilation, and air conditioning professionals across OH, KY, IN, MI, and TN.

HVAC Insurance Coverage

• General Liability — Covers third-party injury and property damage, including water damage from AC installations or gas leaks.
• Workers Compensation — Covers technicians for injuries from refrigerant exposure, falls, burns, and electrical hazards.
• Equipment Breakdown — Covers damage to your own commercial HVAC equipment and diagnostic tools.
• Commercial Auto — Covers service trucks and vans carrying refrigerant, tools, and replacement parts.
• Professional Liability — Protects against claims of improper installation, sizing errors, or efficiency shortfalls.
• Pollution Liability — Covers claims related to refrigerant releases or indoor air quality issues.

Get a Free HVAC Insurance Quote

Call (513) 327-8181 or submit a quote request. We cover residential and commercial HVAC operations of all sizes.

New Horizon Insurance LLC — 7723 Tylers Place Blvd, #257, West Chester, OH 45069