Passenger Transport Insurance — NEMT, Limo, Shuttle, Taxi — Ohio, Kentucky, Indiana, Michigan, Tennessee

Coverage for Every Type of Passenger Transport Operation

Transporting passengers creates higher liability exposure than hauling freight. Whether you operate non-emergency medical transport, limousines, airport shuttles, or taxi services, we provide compliant coverage across OH, KY, IN, MI, and TN.

Passenger Transport Coverage

• Commercial Auto Liability — Higher limits required for passenger-carrying vehicles, typically $1M to $5M depending on vehicle capacity.
• NEMT Insurance — Specialized coverage for non-emergency medical transportation including wheelchair-accessible vehicles.
• Hired & Non-Owned Auto — Covers vehicles you rent or your drivers use that you do not own.
• Medical Payments — Covers passenger medical expenses regardless of fault.
• Uninsured/Underinsured Motorist — Protects your passengers when the other driver lacks adequate coverage.
• Workers Compensation — Covers your drivers for on-the-job injuries and accidents.

Get a Free Passenger Transport Insurance Quote

Call (513) 327-8181 or request a quote. We insure NEMT providers, limo services, shuttle companies, and taxi operators.

New Horizon Insurance LLC — 7723 Tylers Place Blvd, #257, West Chester, OH 45069